FIRST REGULAR SESSION
HOUSE COMMITTEE SUBSTITUTE FOR
HOUSE BILL NO. 474
93RD GENERAL ASSEMBLY
Reported from the Committee on Insurance Policy March 9, 2005 with recommendation that House Committee Substitute for House
Bill No. 474 Do Pass by Consent. Referred to the Committee on Rules pursuant to Rule 25(26)(f). STEPHEN S. DAVIS, Chief Clerk
To amend chapter 506, RSMo, by adding thereto one new section relating to right of intervention
by insurers in certain civil actions.
Be it enacted by the General Assembly of the state of Missouri, as follows:
Section A. Chapter 506, RSMo, is amended by adding thereto one new section, to be
known as section 506.400, to read as follows:
506.400. 1. When a civil action is filed in the courts of this state and an insurer may
be obligated to provide a defense to such action or indemnity for any judgment rendered
therein, such insurer shall have the right to intervene in such action and request the court
to determine the extent of the insurer's coverage obligations.
2. If an insurer does intervene, the court shall finally determine the extent of
coverage before proceeding with the merits of the underlying action. The court's judgment
as to coverage shall be considered final and subject to appeal even if issues related to the
underlying action remain unadjudicated.
3. Notwithstanding any other provision of law to the contrary, if an insurer
proceeds in the manner prescribed in this section, the insurer's actions shall not constitute
a breach, either present or anticipatory, of any contract of insurance.