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SB1086 - Restricts lenders from requiring borrowers to obtain home owners insurance exceeding the property's replacement value - Cau
SB 1086 Restricts lenders from requiring borrowers to obtain home owners insurance exceeding the property's replacement value
Sponsor:Cauthorn
LR Number:4053S.01T Fiscal Note:4053-01
Committee:Small Business, Insurance & Industrial Relations
Last Action:06/25/04 - Signed by Governor Journal page:
Title:
Effective Date:August 28, 2004
Full Bill Text | All Actions | Available Summaries | Senate Home Page | List of 2004 Senate Bills
Current Bill Summary

SB 1086 - This act restricts lenders from requiring borrowers to obtain homeowners insurance in an amount exceeding the replacement value of the improvements and contents of the real property as a condition of financing a residential mortgage. A violation of this provision shall not affect the validity of the loan, note secured by a deed of trust, mortgage, or deed of trust. This provision can also be found in HB 1291 (2004).
STEPHEN WITTE